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Consuming data

31 Mar 2017

As of January 2017, 62.2% of Australians were credit active.

28 Feb 2017

Comprehensive Credit Reporting (CCR) gives more insight on what your customers are doing with other lenders than ever before.

29 Nov 2016

Better customer insights may get your competitors over the line before you.

08 Nov 2016

For the purposes of this paper, Portfolio Management is defined as credit risk management activities for individual accounts in the latter three stages of the credit risk life cycle: current account management, collections and recoveries.

08 Nov 2016

As of October 2016, 26% of the retail credit market supplied CCR data to Equifax. This infographic provides a pulse check on the industry’s transition to CCR. 

08 Nov 2016

As of October 2016, 62% of Australians were credit active. This infographic highlights trends in traditional negative reporting while CCR data is building such as:

  • Attributes of the credit active population
  • Types of credit activity including enquiries by industry and account type
  • How credit profiles vary by generation
01 Oct 2016

New research reveals that young millennials are entering the market through a variety of paths and products. Research by Veda (now Equifax), conducted in June 2016, breaks down some stereotypes of the generation. 

31 May 2016

This paper looks at the steps that a credit provider needs to consider to successfully introduce CCR data into their applications process to realise benefits.

The originations process is complex and requires strong change management disciplines. To implement CCR, credit providers will need to work through a series of steps to set business objectives and determine the right time to participate.

15 Mar 2016

As at March 2016, 24% of the retail credit market supplied CCR data to Equifax. With a quarter of the market participating, real benefits are emerging for lenders and consumers alike. 

This infographic breaks down the attributes and benefits of the data supplied to date including: 

  • Access to credit to those previously underserviced
  • How CCR uncovers lending relationships
  • Credit score averages (negative and comprehensive)
  • Growth opportunities identified by CCR
  • Data improvements with more regular CCR data loads
31 Jan 2015

All technical product documentation for Equifax Apply has been move to the Developer Centre: This includes channel connection documentation, product guides, schemas, sample XML, test cases, and release notes. 


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