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Consuming data

Article
06 Apr 2017

Our insider’s guide to explaining to your customers how late payments and defaults vary.

Article
31 Mar 2017

As of January 2017, 26% of the retail credit market have supplied CCR data to Equifax.

Article
31 Mar 2017

As of January 2017, 62.2% of Australians were credit active.

Article
28 Feb 2017

Comprehensive Credit Reporting (CCR) gives more insight on what your customers are doing with other lenders than ever before.

Article
29 Nov 2016

Better customer insights may get your competitors over the line before you.

Article
08 Nov 2016

As of October 2016, 26% of the retail credit market supplied CCR data to Equifax. This infographic provides a pulse check on the industry’s transition to CCR. 

Whitepaper
08 Nov 2016

For the purposes of this paper, Portfolio Management is defined as credit risk management activities for individual accounts in the latter three stages of the credit risk life cycle: current account management, collections and recoveries.

Article
08 Nov 2016

As of October 2016, 62% of Australians were credit active. This infographic highlights trends in traditional negative reporting while CCR data is building such as:

  • Attributes of the credit active population
  • Types of credit activity including enquiries by industry and account type
  • How credit profiles vary by generation
Article
01 Oct 2016

New research reveals that young millennials are entering the market through a variety of paths and products. Research by Veda (now Equifax), conducted in June 2016, breaks down some stereotypes of the generation. 

Whitepaper
31 May 2016

This paper looks at the steps that a credit provider needs to consider to successfully introduce CCR data into their applications process to realise benefits.

The originations process is complex and requires strong change management disciplines. To implement CCR, credit providers will need to work through a series of steps to set business objectives and determine the right time to participate.

 

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