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Evidence from the New Zealand CCR landscape shows that lenders not participating have suffered from increased adverse selection over the last twelve months.
The 'Age of Big Data' is now here - but what does that mean for the retail credit industry?
Adverse selection will become a reality with the increase in consumption and supply of CCR data - but what exactly is it?
CCR data is complex, and can have an effect on many areas of your business. In this article, we list 8 ways you can maximise the value of CCR data.
As we progress on the transition to Comprehensive Credit Reporting (CCR), there are learnings from other markets we can use to help us on our own journey.
Following a period of uncertainty within the industry, lenders are now back on track to resume data sharing plans.
Comprehensive Credit Reporting (CCR) provides new insights which give you more knowledge to help you choose where to focus your collections efforts.
An update on the status of the FOS draft determination in relation to RHI status of temporary payment arrangements.
Our insider’s guide to explaining to your customers how late payments and defaults vary.
As of January 2017, 26% of the retail credit market have supplied CCR data to Equifax.
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