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Why CCR?

Comprehensive Credit Reporting (CCR) allows lenders to make better decisions that benefit and protect both their business and their customers.

Grow your portfolio

Grow your portfolio

Increase your applicant pool. CCR reveals additional pockets of lower risk customers and creates positive credit history for individuals who previously had none.

Take the additional customers off the market before your competitors do.

When you start consuming expanded data sets, you can increase the number of applications you accept without incurring additional risk thanks to the extra discrimination power of CCR data.  

More customers previously categorised as high risk are revealed to have lower risk behaviour with CCR than low risk customer revealed to be riskier. The net result is more applicants on the market for your products.  

CCR also allows you to expand your business to new markets. Young millennials and immigrants accessing Australian credit for the first time can build a positive credit history quicker and prove their worthiness.    

 

 

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