As more and more credit providers supply CCR data, the opportunity for increased insight to drive your initial ‘accept’ or ‘decline’ decision is significant. There are credit providers already making risk decisions based on the increased insight that CCR data provides.
As you enter this new frontier in credit reporting, use a highly predictive origination solution that is fit for purpose. Equifax Apply (and Commercial Credit Assess - Individual) are next generation origination solutions with scoring models built utilising data from the extensive and unique market leading CCR Pilot from Equifax.
Equifax Apply models demonstrate superior predictive power across all portfolios enabling optimised credit assessment decisions with the best available information.